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We've produced a simple guide to help you prepare before
viewing a new home.
The guide should give you a good idea of which
questions to ask during a viewing and includes some
important observations to make. |
Before knocking, take a few moments to observe your
first impressions.
Note any parking facilities or restrictions.
Take note of the neighbours - Do they have overlooking
views? Do they have pets, or caravans that may end up
being a nuisance?
Accept a tour by the owner or agent. If you wish to be
left alone to view in your own time, don't be afraid to
ask after you've had the tour.
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Preliminary observations. |
Ask about the cost of council tax and utilities with the
seller.
Are there any guarantees not held with the title deeds?
i.e. damp and timber reports, planning consents for
alterations and extensions.
Has the owner made any improvements? Do you have the
relevant warranties?
Does the property require much regular maintenance? Can
you do it yourself or afford to get a professional?
How much ground rent/service charges do you pay?
(Leaseholds)
How secure is the property, does it have an alarm? Has
it ever been burgled?
Ask about the neighbours. How long they been there and
have there been any disputes?
Does the property have central heating? If so, check
when it was installed and last serviced.
Check the plumbing and wiring. Has it been re-plumbed or
rewired? If so, ask to see any certifications or
guarantees
Look for cracks, uneven floors or doorways and any signs
of water damage. If remedial work is required ask the
owner if they have had any quotes. If so, be bold and
ask to see them.
Imagine each room empty. Will your furniture fit or will
you need to redecorate as a result?
Make note of any fixtures and fittings. i.e. carpets and
curtains, wall lamps, etc.
Check for built-in appliances. They should be included
in the sale.
Check out the view from all floors - Don't be afraid to
open curtains, they may be hiding something.
Find out what else is included in the sale. Particularly
furnishings and fittings, i.e. carpets & curtains.
External Observations
Ask to see the garden and the garage.
Are there any garden features such as statues? Will they
be staying? - Don't leave it to chance!
Check that no shrubs or plants will be removed - Believe
us, it does happen!
Check all window frames and the brickwork - Look for
signs of cracking, or ill fitting/rotten frames.
Gain an advantage view point of the roof - Does it bow
or are there any tiles missing?
Are there signs of any glass being recently replaced or
damage to external doors? Possibly indicating signs of
break-in. If so, ask how they were damaged or why
replaced.
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Location, location, location. |
What local amenities are there?
What are the local schools like? - A good school
catchment area may effect property value.
Which way is the property positioned? East facing rooms
will receive more sun in the morning; West-facing rooms
will be brighter in the afternoon.
Compare the property with surrounding properties.
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Vital questions to ask the seller or agent. |
Don't be afraid to ask questions. Gaining as much
information about the reasons for the sale and the
condition of the property will pay dividends later when
making an offer. They may well end up saving you
£1,000's.
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Excluding the property itself, do
not forget to ask about:
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What's the reason for selling?
Knowing why the owner is selling is a significant factor
in helping to decide what kind of offer you may be
prepared to make. So make sure you get the facts. This
may reveal other factors that will not appear on any
formal search. It may also give you a good indication
regarding the seriousness of intent to sell. If the
seller is vague then may be they're not so serious or
perhaps just testing the market.
How long has the property been on the market?
Remember, good value or rare properties don't stay on
the market for very long. Excluding market conditions,
if the property has been on the market for some time
there may be a problem with the property or it's price.
Don't be afraid to be direct and ask the owners and the
agent for their opinion. You may not get a straight
answer, but at least the owner and agent will be aware
that you know the score. This will prove handy at the
time of making an offer.
How quickly does the owner want to move and what's their
current position?
This is a key question that may end up saving you
£1,000's. There are many reasons why a seller may want a
quick sale. For example, if they have found their new
home, check whether they're in a chain or in a hurry to
exchange contracts. Try to find out as much information
as possible, it could be that they've taken out a
bridging loan on their next home, experiencing financial
difficulties or there's a pending repossession.
Regardless of any reason the bottom-line is; If a seller
wants a quick sale for any reason and you're in a
position to move fast, then you have a good footing when
considering any price negotiations.
Have there been any previous offers and what happened to
the sale?
Having had a previous buyer does not necessarily
indicate that there is a problem with the property, but
it does require investigation. Ask the owner or agent
why the sale collapsed. If you are not happy with the
answer, investigate further or walk away. If you want to
continue, find out if the previous buyer had completed
the searches or any survey. If so, your solicitor may be
able to purchase these from the buyers solicitor which
will save you waiting for the searches to be carried out
by the local authority and possibly save money in the
process.
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